IIR Financing Options
Easy monthly payments:Provide some basic information and get a real-time credit decision to split your purchase into monthly payments. Rates from 10% to 30% APR with loans of 3, 6, or 12 month terms.
Flexible repayment:Simply pay your monthly bill using a debit card, bank transfer at www.affirm.com/pay.
Disclosure:Subject to credit check and approval. Down payment may be required. For purchases under $100, limited payment options are available. Estimated payment amount excludes taxes and shipping fees. Affirm loans are made by Cross River Bank, a New Jersey State Chartered Commercial Bank, Member FDIC. See www.affirm.com
/faqs for details.
We have added Acima to our line up of financing options available to you! No credit is required and decisions are emailed within minutes! Learn more about Acima here!
Valid email address
Current, valid US address (no PO Boxes)
At least 18 years old
A valid credit or debit card to make recurring payments (no payroll, prepaid, gift cards, or American Express)
A valid Social Security or Taxpayer ID Number (ITIN)
How to use Zibby
1. Get pre-approved. Our application is short and sweet. Get a decision in seconds.
2. Go shopping. Select the items you want within your Zibbyspending limit.
3. Checkout. Choose Zibby, make your initial payment, and enjoy your items!